PRIVATE EVERGREEN PROSPERITY
Your vision, our CAPABILITIES: a ripple effect of positive changE & ABUNDANCE
OUR FIRM
We are a Private Family Office and Management Group dedicated to international investment activities. Our exclusive work with institutional and private trading firms, UHNWIs, and the largest global asset holders set us apart.
We specialise in creating liquidity pools from investments and providing funding for investors seeking to finance economically viable projects.
Our approach blends the rigour, confidentiality, and conservatism of traditional institutional banking with the agility, intellectual rigour, and exclusivity of private investment banking.
Our mission is to deliver highly efficient financial solutions tailored to our investors’ specific needs while adhering to established banking protocols and compliance standards.
Our main offices are in Sydney, Singapore, and Amsterdam. Each year, we accept only a select few highly qualified asset holders worldwide.
Bespoke Client Engagement
Our clients are part of the world’s most exclusive networks, controlling vast financial and physical assets. Due to this, we uphold the highest level of confidentiality and accept only a select few clients each year.
We offer access to unique wealth-to-risk opportunities, available on a discretionary basis only to Ultimate Beneficial Owners who can demonstrate substantial wealth, a successful transaction history, and adherence to our procedures and timelines.
Each client receives secure portal access to customise their specific financial solutions. Alongside a face-to-face intake meeting, clients can submit transaction requests and monitor progress in real-time through their personalised dashboard.
With a focus on Physical & Financial Assets; We typically serve as your asset manager for the duration of the transaction or, at your request, for an extended period to enhance and maximise financial results over the long term.
We have a suite of bespoke opportunities and programs across 10 Asset classifications.
GO HERE TO “ASSETS” TO LEARN MORE ABOUT REQUIREMENTS BY ASSET CLASS
STRICT COMPLIANCE
We adhere to strict OFAC and FATF guidelines, accepting clients worldwide who are not on black or grey lists.
We exclusively collaborate with Top 100 institutions, valuators, and security agencies.
Our process begins with the client submitting a complete KYC package. We conduct extensive due diligence on each file to verify the source and quality of funds/assets and to check the background of applicants.
*Full AML/CTF compliance applies.
We are obligated to report any improper or false SWIFT communications to the authorities.
A FEW OF OUR TOP-TIER AFFILIATIONS
IMPORTANT DISCLAIMER
The Refined Holdings website is intended exclusively for Professional Investors and eligible Counterparties, not for general public distribution. Nothing on this website constitutes an offer to sell any Investments, Securities, Financial Instruments, or other Investment products (“Covered Securities Transactions”). The information on this website is directed only to individuals who (i) reside in jurisdictions where Covered Securities Transactions are legal and (ii) are legally qualified to receive and process such information. Please ensure you comply with all such restrictions. Those who do not meet these criteria cannot proceed further.
Access to this website is limited to Investment Professionals or eligible and qualified Investors as defined below:
An ‘Investment Professional’ includes:
1. Authorised persons, such as Banks, Stockbrokers, Securities Houses, Investment Managers, Insurance Companies, and Financial Intermediaries.
2. Authorised persons exempt from authorization under the Financial Services and Markets Act 2000 (FSMA), including appointed representatives of authorised persons, Central Banks of other EEA States, The European Central Bank, the International Monetary Fund, and the FED.
3. Authorised persons whose ordinary activities involve conducting a regulated activity as defined in the FSMA (e.g., arranging deals in or advising on Investments) related to the financial promotion or reasonably expected to conduct such activity for business purposes.
4. Government or Local Authorities.
5. Authorised persons acting as Directors, Officers, or employees of the above-described entities, involved in engaging in regulated activities as defined in the FSMA.
An eligible Counterparty includes:
A. Investment Firms.
B. Credit Institutions.
C. Insurance Companies.
D. Collective Investment Schemes authorised under the UCITS Directive or their Management Companies.
E. Pension Funds or their Management Companies.
F. Financial Institutions authorised or regulated under EU legislation or the national law of an EEA State.
G. Undertakings exempted from MiFID under Article 2(1)(k) or Article 2(1)(l) of that directive.
H. National Governments or their corresponding offices, including Public Bodies dealing with Public Debt.
I. Central Banks.
J. Sophisticated Investment Individuals as defined by the FCA.
K. Supranational Organizations.
Clients not mentioned above, including public sector bodies, local public authorities, municipalities, and private individual investors, may waive some protections afforded by conduct of business rules. Refined Holdings may treat clients as professionals if relevant criteria and procedures are met. However, these clients are not presumed to have market knowledge and experience comparable to the aforementioned categories.
A waiver of standard conduct of business protections is valid only if an adequate assessment of the client’s expertise, experience, and knowledge gives reasonable assurance that the client can make informed investment decisions and understand the risks involved. This assessment, applied to managers and directors of licensed entities, must meet at least two of the following criteria:
1.
The client has conducted significant transactions on the relevant market at an average frequency of 10 per quarter over the previous four quarters.
2.
The client’s financial instrument portfolio, including cash deposits and financial instruments, exceeds EUR 500,000.
3.
The client has worked in the financial sector for at least one year in a professional position requiring knowledge of the relevant transactions or services.
Clients must solicit in writing to Refined Holdings their wish to be treated as professional clients and acknowledge the loss of certain protections. Refined Holdings must provide a clear written warning of the protections and investor compensation rights they may lose. Clients must confirm in writing, separately from the contract, their awareness of the consequences of losing such protections.
Refined Holdings is required to take all reasonable steps to ensure that clients requesting professional status meet the relevant requirements. Clients previously categorised as professionals under similar procedures will not be affected by new rules.
Refined Holdings maintains appropriate internal policies and procedures to categorise clients. Professional clients must keep Refined Holdings informed of any changes affecting their categorization. If Refined Holdings becomes aware that a client no longer meets the initial conditions for professional treatment, appropriate action will be taken.